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Photo “Against the background of professional interests”. Overchuk Oleksandr Petrovych at the window of the operating hall of the National Bank of Ukraine with the inscription “Financial instruments in UAH (credit, securities)” 25.10.2019, Kyiv, Ukraine.
Overchuk Oleksandr Petrovych (far left in the second row) in the operation hall at National Bank of Ukraine past conferension with Ukrainian business respondents (in the center “bald” - Tomash Fiala, investment banker, CEO Dragon Capital - the investment partner, among others, is the American financier, stock market investor George Soros. 25.10.2019, Kyiv, Ukraine.
Overchuk Oleksandr Petrovych, born on February 20, 1980 in Kyiv, Ukrainian citizen, education higher. I have no insiders among the initiative jury members of the FT Academy community. I am fluent in Russian and Ukrainian, as well as English with the help of a dictionary.
I am interested in modern blockchain technologies. The main goal of my research is to study the options of the Free TON ecosystem from an economic point of view. In October 2020, I joined the Free TON Wiki team and immediately started translating Wiki publications from Russian, which I had mastered since childhood, into my native Ukrainian language. When translating texts, Wiki studied in detail the materials on the Free TON blockchain. You can find a detailed list of redeemed articles on the website https://uk.freeton.wiki/Free_TON_Wiki (my username is Medco)
Currently, I am actively exploring the possibilities of introducing Free TON blockchain technologies into modern fintech services (banking, insurance, corporate voting, accounting for ownership of tokenized assets and their circulation, HR, etc.), about which I am preparing relevant publications. One of them has already been published in Russian on the advantages of voting procedures in the blockchain https://ru.freeton.wiki/Преимущества_процедур_голосования_с_помощью_Free_TON
In early 2021, I became a member of the Free TON Wiki jury to assess the quality of new materials for the blockchain encyclopedia.
Since my student days (late 20th century), I began to explore alternative ways of calculating. The most common instrument for non-cash non-cash settlements in those years were paper bills (simple and transferable). While studying at the institute, he first prepared a thematic report on bills of exchange, which he made at an institute seminar on the subject “Money and Credit”. Further, this essay was transformed into a bachelor’s term paper. And the course work served as the basis for the successful defense of the master’s thesis on the topic: “Bill of exchange form of payments and its impact on the activities of enterprises in Ukraine” (2004).
The acquired academic knowledge helped me a lot in working in different banks in servicing clients in the field of securities and documentary operations (2004-2009).
However, when working with small farms and private farmers (2008-2018), I noticed a great inconvenience when paying with them for agricultural products (they prefer to pay in cash), since it was not always possible to quickly settle by bank transfer. This circumstance prompted me to study more deeply the possibilities of the blockchain.
In modern conditions, with the active development of the Free TON blockchain project, there is a huge potential for studying this technological platform in the context of its application in various spheres of international socio-economic relations.
Taking into account the graphic symbol of the Free TON community in the form of a crystal in the form of a symmetrical cut, symbolizing the value of this project, like the gem of a large diamond stored in the treasury of a diamond mining company, I want to emphasize the great opportunities for promising research and training within the Free TON Academy on various topics and directions of our multifaceted “crystal”.
At the initial stage of the Free TON Academy’s activities, I consider the following topics to be appropriate areas for research and training:
- technological foundations of the Free TON ecosystem;
- promising areas of application of the Free TON blockchain options;
- the history of quasi-money as the predecessors of tokens issued on the blockchain for a deeper understanding of the economic essence of settlement instruments;
- prospects for the creation of financial structures (communities) that could provide financial and banking services based on the Free TON (DeFi) blockchain;
- legal adaptation of technological solutions (options) developed on the basis of the Free TON blockchain for widespread use in different countries.
The basic digital coin TON Crystal of the Free TON (FT) ecosystem has the basic properties that are necessary for its circulation as a settlement instrument. As of summer 2021, FT Crystals are listed on about 10 trading platforms (crypto exchanges and crypto exchanges). Their liquidity (the ability to quickly buy and sell) gives them the properties of a cash equivalent. However, there is a major factor negatively affecting FT tokens - significant volatility (variability) in their value. The FT project is at an early stage of development and the ecosystem tokens are not completely distributed among the participants taking part in the development of this blockchain platform, and this does not make it possible to objectively assess the cost value of the entire FT ecosystem in terms of technological value (by analogy with classic IT companies ).
Significant exchange rate volatility is inherent in all cryptocurrencies. Under the condition of a simple payment for goods, work performed or services provided with TON Crystal tokens, a conflict of interest arises between the buyer and the seller (with a further decrease in the rate, the buyer wins, the seller - a loss, with an increase in the rate: the seller gains, and the buyer overpays).
There are many options for leveling the volatility of TON Crystal tokens and their detailed consideration is planned in stages as part of the course: “Researching the possibilities for carrying out calculations in the Free TON ecosystem”.
At the next stage, you can consider the possibility of the formation of faculties, for example, information technology (IT), economics and law. Where students could comprehend the wisdom of the blockchain in more depth, depending on their priorities, looking at our “crystal” in 3D
In 1995 he graduated from 9 classes of high school #156 in Kyiv.
In 1998 he graduated with honors from the Vocational Technical School #40 in Kyiv and received his qualification “Electrical Installer for repair and maintenance of electrical equipment” 4 category and received a complete secondary education.
In 2001 he graduated with honors from the Kyiv Industrial College, majoring in Stock Exchange Activity, got the qualification of “Accountant-financier” with the diploma of junior specialist.
In 2003 he graduated from the Ukrainian Institute of Finance and Economics (Kyiv) with a basic higher education in majoring in Economics and Entrepreneurship and earned a Bachelor of Science in Economics - Finance.
In 2004 he graduated from the magistracy of the Ukrainian Financial and Economic Institute (Kyiv) specialty “Finance” and obtained the qualification “Master of Finance” (specialization: “Financial Management”).
10/25/2004 - 23/02/2006 - worked in the branch #25 of JSCIB “UkrSibbank” Branch “KIEV REGIONAL MANAGEMENT” in the position of sales specialist and specialist of small and medium business.
02/22/2006 - 01/06/2006. - specialist of category 2 of the sector of support of calculations and active-passive
operations of the Customer Support Division of the First Kyiv Department of the Kiev Regional Department JSCIB “UKRSIBBANK”.
2006/06/02 - 23/03/2007 - expert in working with light, processing and food enterprises, enterprises of transport and communication of the First Kyiv Regional Corporate Center of Kyiv the corporate center of the BNP Paribas Group, the Kiev regional department of JSCIB “UkrSibbank”.
03/26/2007 - 03/07/2007 - Leading economist of the Credit Department of the “Pivdeny” (Southern) Bank Branch in the city of Kiev.
07/04/2007 - 08/15/2007 - Chief Specialist of the Documentary Business and Securities Division of the Office of active operations of corporate business of the First Kyiv Branch of OJSC “ALL-UKRAINE SHAREHOLDER BANK”.
08/16/2007 - 05/02/2008 - Head of the Documentary Business and Securities Division of the Management of Active of corporate business operations of the First Kiev Branch of OJSC “ALL-UKRAINE JOINT STOCK BANK”.
02/07/2008 - 09/07/2009 - Head of Corporate Business Development Division, Service Management Legal entities Branch “Kyiv Regional Department” PJSC (formerly OJSC) “RODOVID BANK”.
05/24/2008 - 09/07/2009 - worked part-time at LLC “MEDKO-AVANTAGE” (code 16477431) in the position of Director.
From 10/07/2009. and till now I work at the main place of work in LLC “MEDKO-AVANTAGE” (code for EDRPOU 16477431) as Director.
From 01/04/2010 and to date I work part-time in a PRIVATE ENTERPRISE “GROUP “KATRINIKA” (code 36830043) in the position of Director.
From 07/12/2009. I am a member of the “DIBROVA” FARMER’S FARM (code 22672243), and since 2012 I have been engaged in personal peasant farming in the territory of Kharkiv area.
Marital status: Married (2008), I have a son (2018) and a daughter (2009).
With respect and hope for cooperation,
Overchuk Oleksandr Petrovych
+380 (93) 745-43-12
+380 (68) 288-01-46
+380 (66) 963-39-84
Forum Free TON: Medco
Free TON address: